Is Travel Insurance Always Necessary?

Summer time is one of the most popular times in the year for families to travel, and go on memorable vacations. Whether you are booking online, or using a travel agent for vacations, you will most likely be faced with the question of whether or not you would like to buy travel insurance. Travel insurance can be tricky in the sense of knowing if it makes sense for your situation or not. After reading these tips, and tricks you’ll be able to navigate, and fully understand travel insurance when booking your next adventure.

What is Travel Insurance?

Travel insurance can help minimize financial risks of traveling. Coverage can include, but not limited to accidents/emergencies, trip cancellation, missing flights, lost baggage, theft, and illness. Depending on which policy you choose, even more can be covered. Travel insurance can give a sense of ease, and peace of mind to travelers.

Overlapping Coverage

Sometimes travel insurance coverage can overlap with your other insurance policies such as health, auto, and homeowners. Be careful, and be sure to go over your current insurance policies before booking travel insurance to ensure you aren’t paying for coverage you already have. Read the fine print, and be attentive to the details of your policies.

Instances Where Travel Insurance Is Helpful

There are a number of situations where having travel insurance can be a huge life-saver. Situations such as losing a passport in a foreign country, baggage is lost or delayed, and a terrorist event occurring. Most importantly, emergency medical evacuation. With this coverage, you can arrange safe emergency transportation to a medical facility in a foreign country without breaking the bank.

If you have any further questions about travel insurance, please reach out to Dave via email: or phone (443) 794-3967.